HMRC Supervised for Anti-Money Laundering • 0208 191 1120Structured bookkeeping for UK small businesses
Our services

Structured bookkeeping, delivered consistently

All services are defined in writing before work begins. Scope is agreed, fees are fixed, and delivery follows a monthly cycle — every time.

Core
Bookkeeping
Monthly transaction processing, categorisation, and bank reconciliation.
Core
VAT & MTD
We prepare and submit VAT returns where authorised by the client.
Year-end
Year-end support
Financial records prepared and organised for your accountant at year end.
01
Core service

Bookkeeping

MTD-compliant bookkeeping delivered on a fixed monthly cycle. Transactions processed and accounts reconciled each month.

Scope boundaryThis service covers the organisation and maintenance of your financial records. It does not include tax advice, tax filing, or the preparation of statutory accounts.

What's included

  • Transaction processing and categorisation
  • Bank account reconciliation
  • Maintenance of accurate digital records in line with MTD requirements
  • Monthly summary of categorised transactions and bank reconciliation status
  • Structured monthly reporting — Position, Obligations, Attention
  • FreeAgent, Xero or QuickBooks as the working platform
02
Core service

VAT & MTD support

We prepare and submit VAT returns where authorised by the client. All records maintained in line with Making Tax Digital requirements throughout the year.

Scope boundaryWe prepare and submit VAT returns where authorised by the client. We do not provide tax advice. Year-end accounts and corporation tax returns are not prepared or submitted by STF.

What's included

  • Maintenance of MTD-compliant digital records
  • Correct VAT coding applied to transactions throughout the year
  • VAT return preparation and submission where authorised by the client
  • Organisation of supporting documents for VAT periods
  • Flagging of VAT deadlines in monthly reporting
STF does not provide tax advice. Where VAT questions require professional interpretation, clients are directed to their accountant or tax adviser. We work alongside your accountant — not in place of them.
03
Year-end

Year-end support

When your year end arrives, your records are complete, organised and ready to hand over. Your accountant gets what they need — cleanly and on time. Well-maintained records throughout the year allow your accountant to focus on statutory accounts rather than correction work.

Scope boundarySTF prepares and organises financial records to support your accountant. We do not prepare statutory accounts, file corporation tax returns, or provide tax advice.

What's included

  • Full-year bookkeeping records — complete, reconciled and reviewed
  • Year-end trial balance and transaction summary
  • Organisation of supporting documents — invoices, receipts, bank statements
  • Accountant handover pack — structured and clearly labelled
  • Liaison with your accountant where required for a smooth handover

Scope agreed before work begins

Before work begins, the exact scope of every service is agreed in writing. No assumptions. No surprises.

Get started How we work